Verifly Reviews - What Is It?
DO NOT USE Verifly!!! You Must Read This Review!
Fully Researched: Price, User Feedback and More!
If you are an independent worker, you may benefit from Verifly, an app-based producer that offers general liability and on-demand drone insurance, 24 hours a day, seven days a week. You can easily get it. All you will have to do is to log into the app on your mobile phone, select to start your policy now or later, choose from many covered activities, and make a payment. In less than a minute, you will obtain insurance. In this way, you will be able to download policy documents and share certificates with everyone else. All this is available for a quite low price. Being your own boss has a lot of benefits, but getting short-term liability coverage has always been a challenge for an independent contractor. The Verifly Company has been in business since 2015, which means that they have enough experience in the field. But is this the right option for you? To answer this important question, you will need to get acquainted with the information we have learnt during our research. This will help you to make a wise decision.
Customer Reviews - Does Verifly Really Work?
Both of the upper mentioned short-term insurance products are made for use by people (independent workers / sole proprietors) on a daily or hourly basis. Verifly's general liability (GL) policies are available in $1M and $2M limits. They are underwritten by Markel Insurance Company and protect against invasion of privacy, property damage, bodily injury, and personal and advertising injury in such states as AZ, AL, CA, DE, CT, GA, IN, ID, IA, MI, KS, MN, NV, MO, NJ, NC, NM, OH, OR, OK, PA, SC, RI, SD, VA, TN, WV, WY, WI, and UT. None of these policies have deductibles. The company won’t provide coverage if you have faced a loss in the last three years that paid out over $15,000. It should be noted that coverage and eligibility may vary by state, class, activity, etc. To get started, you will need to enter your email address, name, and business zip code. You can also fill in your company name. Then you will need to pick your line of work from a great variety of different activities across the following categories.
Home and Garden involves furniture assembly, A/V installation, interior decorating, lawn and yard maintenance, landscaping, swimming pool service, etc. Construction involves electrical, carpentry, flooring, painting, gutter cleaning, surveyors, masonry, etc. Professional Services include catering services, computer programming and repair, hair stylists, printing, nail artists, web development, etc. Pets is the category that involves sitting, training, grooming, walking, etc. Events and Entertainment involve canoe and kayak guides, actors, speakers, DJs, event planners (and staff), entertainers, musicians, etc. After that you will need to pick a coverage time, which can begin tonight at 12 am and last for some fifteen minutes, or last for up to 31 days in the future within the next six months. Even when your month-long policy expires, you will be able to extend it within the app for one year. After you have chosen details like dates, policy limit, and included activities, your Verifly app will provide you with real-time pricing for $1M and $2M general liability policies. You can enter your credit card details in order to pay. You will get via email a receipt and policy documents, including professional-grade ACORD certificates. This paperwork can also be accessed in "Certificates and Docs" section in your app. You can make one change after the policy is issued. You can add or delete an Additional Insured.
Verifly's recreational and commercial drone insurance provides up to $10 million of aviation liability coverage for Unmanned Aircraft Systems less than 35 lbs at the time of takeoff, including camera, battery, cargo, etc. Insurance is available in 1, 4, or 8-hour sessions. Some of the coverage examples found on the Verifly website include property damage to others, injury to people, unintentional invasion of privacy (up to $10,000), and unintentional flyaways. Compared to the available competitors, you can fly as many drones as you wish during the policy period, but only one at a time. Policies apply to any location where drone flights are allowed, with a two-mile radius surrounding the stated location and a maximum height of 400'. Participation in contests or races is also covered, as well as night flights, near heliports, airports, seaplane bases, or stadiums. The policies are underwritten by Global Aerospace, Inc. They offer liability limits up to $10 million all over the country except for ND and NY. The Verifly coverage isn't available after Civil Twilight.
Many customers are reporting positive experiences in their online reviews about Verifly. Between Google Play and iTunes, Verifly's drone and general liability apps had gathered together over 280 customer reviews, with an average rating of about 4.5 stars. The most common compliments referenced quick coverage, ease of use, and responsive support. There were few complaints that cited no coverage in the necessary area. Let us take a look at the customer reviews available on third-party websites.
"Insurance isn't the best space, but for a person who has been looking for getting business insurance, this product is really game changing. This insurance influenced positively how we work these days. I am looking forward to the approval of the product in more states. Verifly insurance is affordable and can be buy bought by the hour. I do recommend this insurable to everyone."
"Verifly is just outstanding! I know many people who have locked in long-term business insurance policies. This spares them the necessity to call agents. This insurable is also able to save your money significantly. This is a great on-demand solution for freelancers who need short-term and flexible policies. Check it out! I have no complaints at all."
"Verifly insurance is easy to but due to its availability and affordability. I needed coverage for three hours. So, if you need an affordable general insurance policy this is the best place to get it. I do recommend this insurable for a short period of time."
My Final Summary
While we didn't buy coverage ourselves, it seems that Verifly Insurance Services, Inc. is worth your attention due to the number of advantages. It has three years of experience in the field and can boast an overwhelmingly positive online customer feedback. Most policyholders report that it delivers satisfying experiences. Besides, Verifly is the only app-based service that offers general liability and on-demand drone policies, so if you need both of them, they might be a good choice for you.
The company provides the opportunity to cancel your GL policies for a full refund; however, drone policies are non-refundable and non-cancellable, so ensure that everything is alright before paying. It is also important to mention that Verifly offers lower prices than many other insurance companies. So it might make sense to download the apps and get real-time quotes. Taking into account all pros and cons of using these insurance services, I do recommend Verifly.
Verifly Pricing and Rates
The official website advertises that a $1 million General liability policy costs from $5. This is a per-hour cost and it will be lower if you choose a longer policy period. It can also change based on such factors as the amount of coverage you need, zip code, historical loss data, whether you select add-on activities, and the category of work you are doing. Drone insurance costs from $10 and higher with no annual commitment. According to their website, they use this pricing taking into account higher risks associated with certain flights. These factors may include hazards with flight time, your coverage area (Schools, Prisons, Stadiums, etc.), coverage area size and drone weight. Verifly GL policy can be canceled up to an hour before it starts for a full refund. Drone policies cannot be cancelled or refunded. To request a refund or cancel a policy, you will need to write to firstname.lastname@example.org.